What is Travel Insurance?
In an ideal world, planes are on time, luggage arrives safely, traffic flows smoothly, the weather is perfect and the hotel room is ready on arrival. However, in reality flights are often cancelled, luggage is lost, a passport disappears or a traveller is injured. That’s when Goldstar’s Travel Insurance goes to work, protecting travellers all year round.
Goldstar Insurance offers award winning Travel Insurance at the most competitive rates. Travel insurance is mandatory in the Schengen area and with our 24/7 assistance all over the world, you can be assured you are safe with us.
We have a range of options so you can choose the cover that is right for you. We also offer Annual Multi Trip cover for a single premium.
Our Africa / Asia package is specifically tailored for those requiring cover for only these regions.
What’s covered
Benefit |
Limit |
| Medical Expenses & Hospitalization Abroad | $15,000.00 |
| Emergency Medical Evacuation incase of illness or accident | Real expenses |
| Emergency Dental Care | $450.00 |
| Repatriation of Mortal Remains | $25,000.00 |
| Repatriation of Family member travelling with the insured | $1,500.00 |
| Emergency Return Home Following Death of a close Family member | Same Class Ticket |
| Compassionate Emergency Visit | Return Tickets in Economy class and $85.00 per day, max 10 days |
| Accidental Death | NIL |
| Accidental Partial Disablement | NIL |
| Accidental Disablement | NIL |
| 24 Hours Assistance Services | Covered |
| Delivery of Medicines (services only) | Covered |
| Hijack in means of Public Transport | $30.00 per day, max $3,000.00 |
| Loss of Passport, Driving license, National ID Card abroad | $200.00 |
| Compensation for in-flight loss of checked-in baggage | $300.00 |
| Luggage Delay | $200.00 |
| Location and forwarding of baggage and personal belongings | Actual cost |
| Advanced of bail bond | Assistance only |
| Personal Civil Liability | NIL |
| Legal Defence Abroad | NIL |
| Journey Cancellation | NIL |
| Journey Curtailment | NIL |
| Delayed Departure | $180.00 |
| Missed travel connection | NIL |
| Missed departure | NIL |
| Passive War Risk | NIL |
| Terrorism | NIL |
| Winter Sports Cover | Optional |
| Annual Multi-Trip Cover | Optional |
Our Europe Basic package is specifically tailored for those requiring cover for VISA purposes to Schengen countries.
What's covered
| Benefit | Limit |
| Medical Expenses & Hospitalization Abroad | €30,000.00 |
| Emergency Medical Evacuation incase of illness or accident | Real expenses |
| Emergency Dental Care | €450.00 |
| Repatriation of Mortal Remains | €25,000.00 |
| Repatriation of Family member travelling with the insured | €1,500.00 |
| Emergency Return Home Following Death of a close Family member | Same Class Ticket |
| Compassionate Emergency Visit | Return Tickets in Economy class and €85.00 per day, max 10 days |
| Accidental Death | NIL |
| Accidental Partial Disablement | NIL |
| Accidental Disablement | NIL |
| 24 Hours Assistance Services | Covered |
| Delivery of Medicines (services only) | Covered |
| Hijack in means of Public Transport | €50.00 per day, max €3,000.00 |
| Loss of Passport, Driving license, National ID Card abroad | €200.00 |
| Compensation for in-flight loss of checked-in baggage | €800.00 |
| Luggage Delay | €200.00 |
| Location and forwarding of baggage and personal belongings | Actual cost |
| Advanced of bail bond | Assistance only |
| Personal Civil Liability | NIL |
| Legal Defence Abroad | NIL |
| Journey Cancellation | NIL |
| Journey Curtailment | NIL |
| Delayed Departure | €180.00 |
| Missed travel connection | NIL |
| Missed departure | NIL |
| Passive War Risk | NIL |
| Terrorism | NIL |
| Winter Sports Cover | Optional |
| Annual Multi-Trip Cover | Optional |
Our Europe Plus package is specifically tailored for those requiring enhanced cover for visit to European Countries.
What's covered
| Benefit | Limit |
| Medical Expenses & Hospitalization Abroad | €80,000.00 |
| Emergency Medical Evacuation incase of illness or accident | Real expenses |
| Emergency Dental Care | €450.00 |
| Repatriation of Mortal Remains | €25,000.00 |
| Repatriation of Family member travelling with the insured | €3,500.00 |
| Emergency Return Home Following Death of a close Family member | Same Class Ticket |
| Compassionate Emergency Visit | Return Tickets in Economy class and €100.00 per day, max 10 days |
| Accidental Death | €25,000.00 |
| Accidental Partial Disablement | % of principle sum as per scale |
| Accidental Disablement | €25,000.00 |
| 24 Hours Assistance Services | Covered |
| Delivery of Medicines (services only) | Covered |
| Hijack in means of Public Transport | €50.00 per day, max €3,000.00 |
| Loss of Passport, Driving license, National ID Card abroad | €500.00 |
| Compensation for in-flight loss of checked-in baggage | €1,500.00 |
| Luggage Delay | €200.00 |
| Location and forwarding of baggage and personal belongings | Actual cost |
| Advanced of bail bond | Assistance only |
| Personal Civil Liability | €150,000.00 |
| Legal Defence Abroad | €2,500.00 |
| Journey Cancellation | €1,500.00 |
| Journey Curtailment | €1,500.00 |
| Delayed Departure | €250.00 |
| Missed travel connection | €200.00 |
| Missed departure | €200.00 |
| Passive War Risk | Covered |
| Terrorism | Covered |
| Winter Sports Cover | Optional |
| Annual Multi-Trip Cover | Optional |
Our World Wide Basic package is specifically tailored for those requiring cover for any country world wide.
What's covered
| Benefit | Limit |
| Medical Expenses & Hospitalization Abroad | $100,000.00 |
| Emergency Medical Evacuation incase of illness or accident | $35,000.00 |
| Emergency Dental Care | $500.00 |
| Repatriation of Mortal Remains | $30,000.00 |
| Repatriation of Family member travelling with the insured | $1,500.00 |
| Emergency Return Home Following Death of a close Family member | Same Class Ticket |
| Compassionate Emergency Visit | Return Tickets in Economy class and $100.00 per day, max 10 days |
| Accidental Death | $35,000.00 |
| Accidental Partial Disablement | % of principle sum as per scale |
| Accidental Disablement | $35,000.00 |
| 24 Hours Assistance Services | Covered |
| Delivery of Medicines (services only) | Covered |
| Hijack in means of Public Transport | $50.00 per day, max $5,000.00 |
| Loss of Passport, Driving license, National ID Card abroad | $500.00 |
| Compensation for in-flight loss of checked-in baggage | $1,500.00 |
| Luggage Delay | $250.00 |
| Location and forwarding of baggage and personal belongings | Actual cost |
| Advanced of bail bond | Assistance only |
| Personal Civil Liability | $200,000.00 |
| Legal Defence Abroad | $3,500.00 |
| Journey Cancellation | $2,000.00 |
| Journey Curtailment | $2,000.00 |
| Delayed Departure | $300.00 |
| Missed travel connection | $300.00 |
| Missed departure | $300.00 |
| Passive War Risk | Covered |
| Terrorism | Covered |
| Winter Sports Cover | Optional |
| Annual Multi-Trip Cover | Optional |
Our World Wide Silver package is specifically tailored for those requiring additional cover for any country world wide.
What's covered
| Benefit | Limit |
| Medical Expenses & Hospitalization Abroad | $225,000.00 |
| Emergency Medical Evacuation incase of illness or accident | $35,000.00 |
| Emergency Dental Care | $500.00 |
| Repatriation of Mortal Remains | $30,000.00 |
| Repatriation of Family member travelling with the insured | $3,500.00 |
| Emergency Return Home Following Death of a close Family member | Same Class Ticket |
| Compassionate Emergency Visit | Return Tickets in Economy class and $100.00 per day, max 10 days |
| Accidental Death | $35,000.00 |
| Accidental Partial Disablement | % of principle sum as per scale |
| Accidental Disablement | $35,000.00 |
| 24 Hours Assistance Services | Covered |
| Delivery of Medicines (services only) | Covered |
| Hijack in means of Public Transport | $50.00 per day, max $5,000.00 |
| Loss of Passport, Driving license, National ID Card abroad | $500.00 |
| Compensation for in-flight loss of checked-in baggage | $1,500.00 |
| Luggage Delay | $250.00 |
| Location and forwarding of baggage and personal belongings | Actual cost |
| Advanced of bail bond | Assistance only |
| Personal Civil Liability | $200,000.00 |
| Legal Defence Abroad | $3,500.00 |
| Journey Cancellation | $2,000.00 |
| Journey Curtailment | $2,000.00 |
| Delayed Departure | $300.00 |
| Missed travel connection | $300.00 |
| Missed departure | $300.00 |
| Passive War Risk | Covered |
| Terrorism | Covered |
| Winter Sports Cover | Optional |
| Annual Multi-Trip Cover | Optional |
Our World Wide Silver package is our premium package specifically tailored for those high-end travellers requiring comprehensive cover for any country world wide.
What is covered under Third Party, Fire and Theft Insurance?
| Benefit | Limit |
| Medical Expenses & Hospitalization Abroad | $500,000.00 |
| Emergency Medical Evacuation incase of illness or accident | Real Expenses |
| Emergency Dental Care | $650.00 |
| Repatriation of Mortal Remains | $50,000.00 |
| Repatriation of Family member travelling with the insured | $5,000.00 |
| Emergency Return Home Following Death of a close Family member | Same Class Ticket |
| Compassionate Emergency Visit | Return Tickets in Economy class and $200.00 per day, max 10 days |
| Accidental Death | $200,000.00 |
| Accidental Partial Disablement | % of principle sum as per scale |
| Accidental Disablement | $200,000.00 |
| 24 Hours Assistance Services | Covered |
| Delivery of Medicines (services only) | Covered |
| Hijack in means of Public Transport | $75.00 per day, max $7,500.00 |
| Loss of Passport, Driving license, National ID Card abroad | $500.00 |
| Compensation for in-flight loss of checked-in baggage | $2,000.00 |
| Luggage Delay | $350.00 |
| Location and forwarding of baggage and personal belongings | Actual cost |
| Advanced of bail bond | Assistance only |
| Personal Civil Liability | $250,000.00 |
| Legal Defence Abroad | $5,000.00 |
| Journey Cancellation | $5,000.00 |
| Journey Curtailment | $5,000.00 |
| Delayed Departure | $400.00 |
| Missed travel connection | $500.00 |
| Missed departure | $500.00 |
| Passive War Risk | Covered |
| Terrorism | Covered |
| Winter Sports Cover | Optional |
| Annual Multi-Trip Cover | Optional |
Our Students Classic plan has been tailored for students studying abroad, requiring cover for emergency medical expenses worldwide, except the country of residence. Students can purchase plans for 6 months, 9 months or 12 months.
What's covered
| Benefit | Limit |
| Medical Expenses & Hospitalization Abroad | €50,000.00 |
| Emergency Medical Evacuation incase of illness or accident | €30,000.00 |
| Emergency Dental Care | €400.00 |
| Repatriation of Mortal Remains | €10,000.00 |
| 24 Hours Assistance Services | Covered |
| Delivery of Medicines (services only) | €800.00 |
| Loss of Passport, Driving license, National ID Card abroad | €500.00 |
| Compensation for in-flight loss of checked-in baggage | €800.00 |
| Winter Sports Cover | Optional |
- + Africa / Asia
-
Our Africa / Asia package is specifically tailored for those requiring cover for only these regions.
What’s covered
Benefit
Limit
Medical Expenses & Hospitalization Abroad $15,000.00 Emergency Medical Evacuation incase of illness or accident Real expenses Emergency Dental Care $450.00 Repatriation of Mortal Remains $25,000.00 Repatriation of Family member travelling with the insured $1,500.00 Emergency Return Home Following Death of a close Family member Same Class Ticket Compassionate Emergency Visit Return Tickets in Economy class and $85.00 per day, max 10 days Accidental Death NIL Accidental Partial Disablement NIL Accidental Disablement NIL 24 Hours Assistance Services Covered Delivery of Medicines (services only) Covered Hijack in means of Public Transport $30.00 per day, max $3,000.00 Loss of Passport, Driving license, National ID Card abroad $200.00 Compensation for in-flight loss of checked-in baggage $300.00 Luggage Delay $200.00 Location and forwarding of baggage and personal belongings Actual cost Advanced of bail bond Assistance only Personal Civil Liability NIL Legal Defence Abroad NIL Journey Cancellation NIL Journey Curtailment NIL Delayed Departure $180.00 Missed travel connection NIL Missed departure NIL Passive War Risk NIL Terrorism NIL Winter Sports Cover Optional Annual Multi-Trip Cover Optional - + Europe Basic
-
Our Europe Basic package is specifically tailored for those requiring cover for VISA purposes to Schengen countries.
What's covered
Benefit Limit Medical Expenses & Hospitalization Abroad €30,000.00 Emergency Medical Evacuation incase of illness or accident Real expenses Emergency Dental Care €450.00 Repatriation of Mortal Remains €25,000.00 Repatriation of Family member travelling with the insured €1,500.00 Emergency Return Home Following Death of a close Family member Same Class Ticket Compassionate Emergency Visit Return Tickets in Economy class and €85.00 per day, max 10 days Accidental Death NIL Accidental Partial Disablement NIL Accidental Disablement NIL 24 Hours Assistance Services Covered Delivery of Medicines (services only) Covered Hijack in means of Public Transport €50.00 per day, max €3,000.00 Loss of Passport, Driving license, National ID Card abroad €200.00 Compensation for in-flight loss of checked-in baggage €800.00 Luggage Delay €200.00 Location and forwarding of baggage and personal belongings Actual cost Advanced of bail bond Assistance only Personal Civil Liability NIL Legal Defence Abroad NIL Journey Cancellation NIL Journey Curtailment NIL Delayed Departure €180.00 Missed travel connection NIL Missed departure NIL Passive War Risk NIL Terrorism NIL Winter Sports Cover Optional Annual Multi-Trip Cover Optional - + Europe Plus
-
Our Europe Plus package is specifically tailored for those requiring enhanced cover for visit to European Countries.
What's covered
Benefit Limit Medical Expenses & Hospitalization Abroad €80,000.00 Emergency Medical Evacuation incase of illness or accident Real expenses Emergency Dental Care €450.00 Repatriation of Mortal Remains €25,000.00 Repatriation of Family member travelling with the insured €3,500.00 Emergency Return Home Following Death of a close Family member Same Class Ticket Compassionate Emergency Visit Return Tickets in Economy class and €100.00 per day, max 10 days Accidental Death €25,000.00 Accidental Partial Disablement % of principle sum as per scale Accidental Disablement €25,000.00 24 Hours Assistance Services Covered Delivery of Medicines (services only) Covered Hijack in means of Public Transport €50.00 per day, max €3,000.00 Loss of Passport, Driving license, National ID Card abroad €500.00 Compensation for in-flight loss of checked-in baggage €1,500.00 Luggage Delay €200.00 Location and forwarding of baggage and personal belongings Actual cost Advanced of bail bond Assistance only Personal Civil Liability €150,000.00 Legal Defence Abroad €2,500.00 Journey Cancellation €1,500.00 Journey Curtailment €1,500.00 Delayed Departure €250.00 Missed travel connection €200.00 Missed departure €200.00 Passive War Risk Covered Terrorism Covered Winter Sports Cover Optional Annual Multi-Trip Cover Optional - + World Wide Basic
-
Our World Wide Basic package is specifically tailored for those requiring cover for any country world wide.
What's covered
Benefit Limit Medical Expenses & Hospitalization Abroad $100,000.00 Emergency Medical Evacuation incase of illness or accident $35,000.00 Emergency Dental Care $500.00 Repatriation of Mortal Remains $30,000.00 Repatriation of Family member travelling with the insured $1,500.00 Emergency Return Home Following Death of a close Family member Same Class Ticket Compassionate Emergency Visit Return Tickets in Economy class and $100.00 per day, max 10 days Accidental Death $35,000.00 Accidental Partial Disablement % of principle sum as per scale Accidental Disablement $35,000.00 24 Hours Assistance Services Covered Delivery of Medicines (services only) Covered Hijack in means of Public Transport $50.00 per day, max $5,000.00 Loss of Passport, Driving license, National ID Card abroad $500.00 Compensation for in-flight loss of checked-in baggage $1,500.00 Luggage Delay $250.00 Location and forwarding of baggage and personal belongings Actual cost Advanced of bail bond Assistance only Personal Civil Liability $200,000.00 Legal Defence Abroad $3,500.00 Journey Cancellation $2,000.00 Journey Curtailment $2,000.00 Delayed Departure $300.00 Missed travel connection $300.00 Missed departure $300.00 Passive War Risk Covered Terrorism Covered Winter Sports Cover Optional Annual Multi-Trip Cover Optional - + World Wide Silver
-
Our World Wide Silver package is specifically tailored for those requiring additional cover for any country world wide.
What's covered
Benefit Limit Medical Expenses & Hospitalization Abroad $225,000.00 Emergency Medical Evacuation incase of illness or accident $35,000.00 Emergency Dental Care $500.00 Repatriation of Mortal Remains $30,000.00 Repatriation of Family member travelling with the insured $3,500.00 Emergency Return Home Following Death of a close Family member Same Class Ticket Compassionate Emergency Visit Return Tickets in Economy class and $100.00 per day, max 10 days Accidental Death $35,000.00 Accidental Partial Disablement % of principle sum as per scale Accidental Disablement $35,000.00 24 Hours Assistance Services Covered Delivery of Medicines (services only) Covered Hijack in means of Public Transport $50.00 per day, max $5,000.00 Loss of Passport, Driving license, National ID Card abroad $500.00 Compensation for in-flight loss of checked-in baggage $1,500.00 Luggage Delay $250.00 Location and forwarding of baggage and personal belongings Actual cost Advanced of bail bond Assistance only Personal Civil Liability $200,000.00 Legal Defence Abroad $3,500.00 Journey Cancellation $2,000.00 Journey Curtailment $2,000.00 Delayed Departure $300.00 Missed travel connection $300.00 Missed departure $300.00 Passive War Risk Covered Terrorism Covered Winter Sports Cover Optional Annual Multi-Trip Cover Optional - + World Wide Gold
-
Our World Wide Silver package is our premium package specifically tailored for those high-end travellers requiring comprehensive cover for any country world wide.
What is covered under Third Party, Fire and Theft Insurance?
Benefit Limit Medical Expenses & Hospitalization Abroad $500,000.00 Emergency Medical Evacuation incase of illness or accident Real Expenses Emergency Dental Care $650.00 Repatriation of Mortal Remains $50,000.00 Repatriation of Family member travelling with the insured $5,000.00 Emergency Return Home Following Death of a close Family member Same Class Ticket Compassionate Emergency Visit Return Tickets in Economy class and $200.00 per day, max 10 days Accidental Death $200,000.00 Accidental Partial Disablement % of principle sum as per scale Accidental Disablement $200,000.00 24 Hours Assistance Services Covered Delivery of Medicines (services only) Covered Hijack in means of Public Transport $75.00 per day, max $7,500.00 Loss of Passport, Driving license, National ID Card abroad $500.00 Compensation for in-flight loss of checked-in baggage $2,000.00 Luggage Delay $350.00 Location and forwarding of baggage and personal belongings Actual cost Advanced of bail bond Assistance only Personal Civil Liability $250,000.00 Legal Defence Abroad $5,000.00 Journey Cancellation $5,000.00 Journey Curtailment $5,000.00 Delayed Departure $400.00 Missed travel connection $500.00 Missed departure $500.00 Passive War Risk Covered Terrorism Covered Winter Sports Cover Optional Annual Multi-Trip Cover Optional - + Students Classic
-
Our Students Classic plan has been tailored for students studying abroad, requiring cover for emergency medical expenses worldwide, except the country of residence. Students can purchase plans for 6 months, 9 months or 12 months.
What's covered
Benefit Limit Medical Expenses & Hospitalization Abroad €50,000.00 Emergency Medical Evacuation incase of illness or accident €30,000.00 Emergency Dental Care €400.00 Repatriation of Mortal Remains €10,000.00 24 Hours Assistance Services Covered Delivery of Medicines (services only) €800.00 Loss of Passport, Driving license, National ID Card abroad €500.00 Compensation for in-flight loss of checked-in baggage €800.00 Winter Sports Cover Optional
Other types of insurance cover
Domestic Package
A cover to protect your residential premises against various risks Your home, as well as everything inside of it.
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Burglary Insurance
Provides compensation when a property suffers loss caused by theft when accompanied by forcible breaking into.
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Electronic Equipment Insurance
Designed to cover all types of electronic equipment, computers, delicate electric and ……
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INSURANCE POLICY
FAQ's
Tips
- Ensure you declare a list of items to be insured under contents insurance including serial numbers, model, make and have the correct sum insured
- Always keep valuables safely and locked out of site to protect against the risk of theft