Comprehensive is the full package that covers your vehicles against damage caused by a number of insured events, such as theft, accidental damage and natural events (flood, earthquake, fire & storm) as well as protecting you from having to foot the bill should your vehicles cause damage to someone else’s vehicle or property.
What’s covered
- Loss or damage to your vehicle: Cover if your vehicle is lost, stolen or damaged
- Your liability: Cover if you injure someone or damage their vehicle or property in an accident
- Vehicle recovery: We’ll help recover your vehicle and take it somewhere safe in the event of an accident.
- Legal costs: Cover for legal costs if you’re involved in an accident
- Motor injury protection: Cover for you, your partner and named drivers for death or serious injury after a motor accident
- Medical Expenses: Any medical expenses if you’ve been injured in an accident
- Personal belongings: Loss or damage to any of your personal belongings
- Replacement locks: Locks, transmitters and immobilisers if your keys are lost or stolen
- Replacement glass: Repair or replacement of glass
- Audio/Navigation Entertainment: Cover for your entertainment system.
What’s not covered
At Goldstar Insurance Co. Ltd, we have different covers to suit your company needs – make sure you’re happy with what’s not covered, including:
- Electrical breakdown: Including problems with the on-board computers – as well as electrical components
- Tyre: Any punctures, cuts or bursts – including those caused by braking
- Resale value: We can’t cover you for any loss in value of your car after repair.
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.
- COMESA cover: Cover for COMESA regions when travelling across the border
- Loss of Use: Any costs associated with loss of use of your vehicle as a result of an accident
- Courtesy car: Access to a replacement vehicle, with standard and enhanced options available
- Emergency Accommodation: Cost of emergency accommodation in the event of an accident