Carriers Liability Insurance
What is Carriers Liability Insurance?
Our Carriers Transit Liability Insurance is designed to offer you peace of mind while in transit. This insurance covers your legal liability regarding compensation for loss or damage to goods and/or livestock, as well as agreed amounts of loss or damage for goods and/or livestock.
Who is covered under the Carriers Liability Insurance?
The insured is covered and indemnified against his legal liability for actual and physical loss of or damage to goods or merchandise directly caused by fire and or accident to the vehicle registered under the number stated in the schedule whilst such goods or merchandise are actually transported in the said vehicle on condition that:
- Fire or accident has arisen on account of negligence of the insured.
- Such damage or loss has been caused due to negligence or criminal acts of the insured’s servants.
- That the vehicle is damaged by fire or explosion or accident.
- That a claim in respect of the motor vehicle thereof is admitted under motor comprehensive insurance policy covering the vehicle.
The cover will commence with the loading of cargo on the vehicle and will be in force until unloading of the cargo at the discharging point or expiry of seven days after the first arrival of the vehicle at the destination town which ever may occur first.
Other types of insurance cover

All Risks Insurance
The widest cover for properties against loss or damage caused by any accident or misfortune ………….
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Buglary Insurance
Provides compensation when a property suffers loss caused by theft when accompanied by forcible breaking into.
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Electronic Equipment Insurance
Cover your property against loss or damage caused by any accident or misfortune
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FAQ's
How do I cover items that I take away from the home?
What is accidental damage cover?
Are items in my garage or shed covered?
I live in rental accommodation. Do I still need insurance?
What is an excess?
Tips
- Ensure you declare a list of items to be insured under contents insurance including serial numbers, model, make and have the correct sum insured
- Always keep valuables safely and locked out of site to protect against the risk of theft