What is Home Insurance
Home Insurance (Domestic Package) from Goldstar is comprehensive cover to protect your residential premises against various risks. Your home, as well as everything inside of it, is protected with Goldstar.
If you own your home or are renting out a property then you’ll need to have Home Insurance. Protecting your home and assets is vital to ensure all your hard work is not lost in the event of the unexpected.
Repairing your home can be very expensive, so Home insurance could save you money in the long run.
What’s covered
Loss or damage to buildings- Caused by events such as fire, theft and flooding
- Cover includes garages, any domestic outbuildings, fences, walls or gates
- We’ll also cover swimming pools, ponds and fountains, hard courts, terraces, and patios
- Caused by events such as fire, theft and flooding
- Cover for your furniture, fixtures or fittings
- Cover for valuables such as laptops, phones, jewellery and any other specified valuables
- Cover in your home, outbuildings and garden
- Plus we’ll cover items temporarily taken outside the home or garden or worldwide
- We’ll replace your damaged or destroyed belongings with new items 6
- Or we’ll help with restorations, repairs or payment to choose your own replacements
- Cash in your home covered up to a limit – including travel tickets, gift vouchers and phone cards
- Legal liability under the Workers’ Compensation Act to compensate home employees for accidental death or bodily injury in the course of duty
- Legal liability to third parties for injury or damage to their property as a result of ownership or occupation of a residence
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:- Wet rot, dry rot or frost damage
- Damage that’s been caused over time
- Claims for poor workmanship or faulty design
- Wear and tear, and the cost of repairing breakdowns or faults
- Misplacing or accidentally losing items
- Motorised vehicles, aircrafts, caravans or watercrafts of any kind
What’s optional
- Political Violence and Terrorism: Cover against political violence and terrorism
Other types of insurance cover

All Risks Insurance
The widest cover for properties against loss or damage caused by any accident or misfortune ………….
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Buglary Insurance
Provides compensation when a property suffers loss caused by theft when accompanied by forcible breaking into.
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Electronic Equipment Insurance
Cover your property against loss or damage caused by any accident or misfortune
Read MoreINSURANCE POLICY
FAQ's
How do I cover items that I take away from the home?
What is accidental damage cover?
Are items in my garage or shed covered?
I live in rental accommodation. Do I still need insurance?
What is an excess?
Tips
- Ensure you declare a list of items to be insured under contents insurance including serial numbers, model, make and have the correct sum insured
- Always keep valuables safely and locked out of site to protect against the risk of theft