What is All Risks Insurance
This is a form of insurance that provides coverage to mainly portable items such as mobile phones, laptops, cameras and the like. However, it can also be used to cover all other home items such as furniture, home appliances and office items such as computers and accessories, printers, fax machines and office furniture.
What’s covered
- Theft
- Accidental damage/breakage
- Fire loss
- Electrical breakdown
What’s not covered
Unfortunately, we can’t cover everything – make sure you’re happy with what’s not covered, including:- Mechanical breakdown
- Loss of information
- Wear and tear
What’s optional
Choose optional add-ons at an additional cost to create cover that suits you.- Political Violence and Terrorism: Cover against political violence and terrorism
Other types of insurance cover

All Risks Insurance
The widest cover for properties against loss or damage caused by any accident or misfortune ………….
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Buglary Insurance
Provides compensation when a property suffers loss caused by theft when accompanied by forcible breaking into.
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Electronic Equipment Insurance
Cover your property against loss or damage caused by any accident or misfortune
Read MoreINSURANCE POLICY
FAQ's
How do I cover items that I take away from the home?
What is accidental damage cover?
Are items in my garage or shed covered?
I live in rental accommodation. Do I still need insurance?
What is an excess?
Tips
- Ensure you declare a list of items to be insured under contents insurance including serial numbers, model, make and have the correct sum insured
- Always keep valuables safely and locked out of site to protect against the risk of theft