Aviation Insurance

What is Aviation Insurance?

Aviation insurance is insurance coverage geared specifically to the operation of aircraft and the risks involved in aviation. Aviation insurance policies are distinctly different from those for other areas of transportation and tend to incorporate aviation terminology, as well as limits and clauses specific to aviation insurance.

What’s covered

Aviation insurance is divided into several types of insurance coverage available.

  • Public liability insurance – This coverage, often referred to as third party liability covers aircraft owners for damage that their aircraft does to third party property, such as houses, cars, crops, airport facilities and other aircraft struck in a collision.
  • Passenger liability insurance – Passenger liability protects passengers riding in the accident aircraft, which are injured or deceased.
  • In-flight insurance – In-flight coverage protects an insured aircraft against damage during all phases of flight and ground operation, including while parked or stored.

What’s not covered

  • Any person who flies the plane without meeting the minimum qualifications and also one that is not authorised by the Insured.
  • Impaired Flyers – Some aviation policies won’t pay for bodily injury or property damage due to losses in which the pilot was under the influence of a controlled substance.
  • “Breach of Warranty” – An insurer may refuse to pay a claim if a policy’s provisions were violated, perhaps because the pilot was intoxicated or otherwise unqualified according to the policy.
  • Damage Depreciation – If another party damaged your plane and has insurance, that insurance company is obligated to compensate you for all losses due to damage depreciation. Unfortunately, your own insurer is not under the same obligation to compensate you for damage depreciation.
  • Lost use – Obviously, if your plane is being repaired, you won’t be able to fly it. Some companies offer a provision called “Extra Expense for Substitute Aircraft.” This coverage is not designed to pay all expenses due to loss of use, but it can help offset some of the financial impact.

What’s optional

  • Political Violence and Terrorism: Cover against political violence and terrorism

Goldstar claim process

No matter what your worry is, we’re here to help
explain the process, assess your claim fairly
and minimize the disruption to you with a transparent claims process.
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How to make a claim

We have a number of options to help you make a 
claim quickly and effectively. Contact our dedicated claims team for advice on
an incident/claim.
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Why choose us ?

Goldstar Insurance was IFM’s Best Insurance
Company in Uganda (2015) and has over
 the years consistently maintained a Global A+ Credit Rating
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Other types of insurance cover

All Risks Insurance

The widest cover for properties against loss or damage caused by any accident or misfortune ………….

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Buglary Insurance

Provides compensation when a property suffers loss caused by theft when accompanied by forcible breaking into.

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Electronic Equipment Insurance

Cover your property against loss or damage caused by any accident or misfortune

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Best insurance company in Uganda

2015 International Finance Magazine Award

Best insurance company in Uganda

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How do I cover items that I take away from the home?
What is accidental damage cover?
Are items in my garage or shed covered?
I live in rental accommodation. Do I still need insurance?
What is an excess?


  • Ensure you declare a list of items to be insured under contents insurance including serial numbers, model, make and have the correct sum insured
  • Always keep valuables safely and locked out of site to protect against the risk of theft